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United Bancorp UBCP Interest Expense Borrowings

Interest Expense Borrowings at other companies

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$1.46M+102%
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$7.99M+46.5%
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$654K-0.9%
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$1.75M+6.5%
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$5K+400%

Other financials

Income statement

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Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

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Net margin33.1%
FCF margin31.5%

Returns & leverage

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Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's interest expense borrowings?
United Bancorp (UBCP) reported interest expense borrowings of $1.4M in Q1 2026.
How has United Bancorp's interest expense borrowings changed year-over-year?
United Bancorp's interest expense borrowings decreased by 11.2% year-over-year, from $1.58M to $1.4M.
What is the long-term trend for United Bancorp's interest expense borrowings?
Over 4 years (2021 to 2025), United Bancorp's interest expense borrowings has grown at a 55.5% compound annual growth rate (CAGR), from $1.32M to $7.74M.
What does interest expense borrowings mean?
Reflects the interest expense specifically associated with wholesale funding sources, such as Federal Home Loan Bank advances or other institutional borrowings. This metric highlights the bank's reliance on non-deposit funding to support asset growth.