How has United Bankshares's purchased credit deteriorated loans changed year-over-year?

United Bankshares's purchased credit deteriorated loans increased by 4.3% year-over-year, from $23.55B to $24.56B.

What is the long-term trend for United Bankshares's purchased credit deteriorated loans?

Over 2 years (2023 to 2025), United Bankshares's purchased credit deteriorated loans has grown at a 7.6% compound annual growth rate (CAGR), from $21.1B to $24.41B.

United Bankshares UBSI Purchased Credit Deteriorated Loans

Purchased Credit Deteriorated Loans at other companies

Public StoragePSA

$142.5M—

PopularBPOP

$7K-22.2%

Jackson FinancialJXN

$0—

Jackson FinancialJXN

$0—

Lincoln NationalLNC

$0—

Valley National BankVLY

$5.2M-32.5%

Other financials

Income statement

See full

Revenue$316.6M+9.3%

Net income$124.2M+47.3%

EPS (diluted)$0.89+50.8%

Balance sheet

See full

Cash & equivalents$2.3B-11.7%

Total debt$542.3M-4.6%

Total equity$5.5B+3.3%

Total assets$33.7B+2.8%

Cash flow

See full

Operating cash flow$160.9M+34.1%

CapEx$4.8M+24.3%

Free cash flow$156.0M+34.4%

Valuation

See full

Market cap$6.12B+16.3%

Enterprise value$4.36B+37.2%

P/E12.1×-2.1×

P/S4.8×-0.1×

Profitability

See full

Net margin39.9%+5.3pp

FCF margin41.2%+1.0pp

Returns & leverage

See full

Return on equity9.3%+2.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bankshares's purchased credit deteriorated loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is United Bankshares's purchased credit deteriorated loans?: United Bankshares (UBSI) reported purchased credit deteriorated loans of $24.56B in Q1 2026.
How has United Bankshares's purchased credit deteriorated loans changed year-over-year?: United Bankshares's purchased credit deteriorated loans increased by 4.3% year-over-year, from $23.55B to $24.56B.
What is the long-term trend for United Bankshares's purchased credit deteriorated loans?: Over 2 years (2023 to 2025), United Bankshares's purchased credit deteriorated loans has grown at a 7.6% compound annual growth rate (CAGR), from $21.1B to $24.41B.