What is United Bankshares's debt-to-assets?

United Bankshares (UBSI) reported debt-to-assets of 0× in Q1 2026.

How has United Bankshares's debt-to-assets changed year-over-year?

United Bankshares's debt-to-assets decreased by 6.9% year-over-year, from 0× to 0×.

What is the long-term trend for United Bankshares's debt-to-assets?

Over 5 years (2020 to 2025), United Bankshares's debt-to-assets has grown at a -2.0% compound annual growth rate (CAGR), from 0× to 0×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

United Bankshares UBSI Debt-to-assets

Debt-to-assets at other companies

Truist FinancialTFC

0.1×—

PNC Financial ServicesPNC

0.1×0.0×

Eastern Bankshares, Inc.EBC

0×0.0×

Old National BancorpONB

0×0.0×

ServisFirst BancsharesSFBS

0×0.0×

First Financial BanksharesFFIN

0×0.0×

Other financials

Income statement

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Revenue$316.6M+9.3%

Net income$124.2M+47.3%

EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%

Total debt$542.3M-4.6%

Total equity$5.5B+3.3%

Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%

CapEx$4.8M+24.3%

Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%

Enterprise value$4.36B+37.2%

P/E12.1×-2.1×

P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp

FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp

Debt / equity0.1×0.0×

Where this comes from

Calculated from United Bankshares’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's debt-to-assets?: United Bankshares (UBSI) reported debt-to-assets of 0× in Q1 2026.
How has United Bankshares's debt-to-assets changed year-over-year?: United Bankshares's debt-to-assets decreased by 6.9% year-over-year, from 0× to 0×.
What is the long-term trend for United Bankshares's debt-to-assets?: Over 5 years (2020 to 2025), United Bankshares's debt-to-assets has grown at a -2.0% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.