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United Bankshares UBSI Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

Old National Bancorp logo
Old National BancorpONB
$1.22B+61.4%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$1.22B-62.2%
First Financial Bankshares logo
First Financial BanksharesFFIN
$458.2M-32.9%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$321.3M+36.1%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$2.21B+14.9%
Ameris Bancorp logo
Ameris BancorpABCB
$1.09B+5.3%

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's interest-bearing deposits in banks and other financial institutions?
United Bankshares (UBSI) reported interest-bearing deposits in banks and other financial institutions of $2.03B in Q1 2026.
How has United Bankshares's interest-bearing deposits in banks and other financial institutions changed year-over-year?
United Bankshares's interest-bearing deposits in banks and other financial institutions decreased by 12.4% year-over-year, from $2.32B to $2.03B.
What is the long-term trend for United Bankshares's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), United Bankshares's interest-bearing deposits in banks and other financial institutions has grown at a 3.7% compound annual growth rate (CAGR), from $1.91B to $2.29B.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.