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United Bankshares UBSI Net (decrease) increase in time deposits

Net (decrease) increase in time deposits at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$362.32M-149%
International Bancshares logo
International BancsharesIBOC
$39.81M-13.7%
Commerce Bancshares logo
Commerce BancsharesCBSH
-$88.02M-119%
BOK Financial logo
BOK FinancialBOKF
$87.73M+227%

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInTimeDeposits.

The official record: United Bankshares’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's net (decrease) increase in time deposits?
United Bankshares (UBSI) reported net (decrease) increase in time deposits of $82.19M in Q4 2025.
How has United Bankshares's net (decrease) increase in time deposits changed year-over-year?
United Bankshares's net (decrease) increase in time deposits increased by 29.0% year-over-year, from $63.73M to $82.19M.
What is the long-term trend for United Bankshares's net (decrease) increase in time deposits?
Over 4 years (2021 to 2025), United Bankshares's net (decrease) increase in time deposits has grown at a 4.5% compound annual growth rate (CAGR), from -$275.9M to $328.75M.
What does net (decrease) increase in time deposits mean?
Represents the net change in customer time deposits, such as certificates of deposit, during the reporting period. This metric reflects the bank's ability to attract and retain stable, interest-bearing funding from its customer base. Growth in this area indicates successful deposit gathering strategies, while a decrease may signal competitive pressures or shifts in customer liquidity preferences.