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United Bankshares UBSI Loans held for sale activity

Loans held for sale activity at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$101.6M+668%
Old National Bancorp logo
Old National BancorpONB
$285.32M+46.8%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$76.66M+88.5%
First Financial Bankshares logo
First Financial BanksharesFFIN
-$7.01M-219%
Ameris Bancorp logo
Ameris BancorpABCB
$1.03B+14.7%
Prosperity Bancshares logo
Prosperity BancsharesPB
$60.58M+81.0%

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale.

The official record: United Bankshares’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's loans held for sale activity?
United Bankshares (UBSI) reported loans held for sale activity of $92.71M in Q4 2025.
How has United Bankshares's loans held for sale activity changed year-over-year?
United Bankshares's loans held for sale activity decreased by 42.6% year-over-year, from $161.49M to $92.71M.
What is the long-term trend for United Bankshares's loans held for sale activity?
Over 4 years (2021 to 2025), United Bankshares's loans held for sale activity has grown at a -50.5% compound annual growth rate (CAGR), from $6.19B to $370.86M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.