Skip to content

United Bankshares UBSI Mortgage Repurchase Loan Losses Paid Net Of Recoveries

Mortgage Repurchase Loan Losses Paid Net Of Recoveries at other companies

PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
-$3.6M+25.7%
Rithm Capital logo
Rithm CapitalRITM
$4.43B+82.0%
New York Mortgage Trust logo
New York Mortgage TrustADAM
$2.93M
Rithm Capital logo
Rithm CapitalRITM
$4.43B+82.0%
Chimera Investment Corp. logo
Chimera Investment Corp.CIM
$5.42M
Annaly Capital Management logo
Annaly Capital ManagementNLY
$1.86B+56.1%

Other financials

Income statement

See full
Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

See full
Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

See full
Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

See full
Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

See full
Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

See full
Return on equity9.3%+2.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept ubsi:MortgageRepurchaseLoanLossesPaidNetOfRecoveries.

The official record: United Bankshares’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bankshares's mortgage repurchase loan losses paid net of recoveries.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bankshares's mortgage repurchase loan losses paid net of recoveries?
United Bankshares (UBSI) reported mortgage repurchase loan losses paid net of recoveries of $81.75K in Q4 2025.
How has United Bankshares's mortgage repurchase loan losses paid net of recoveries changed year-over-year?
United Bankshares's mortgage repurchase loan losses paid net of recoveries increased by 1821.1% year-over-year, from -$4.75K to $81.75K.
What is the long-term trend for United Bankshares's mortgage repurchase loan losses paid net of recoveries?
Over 4 years (2021 to 2025), United Bankshares's mortgage repurchase loan losses paid net of recoveries has grown at a 53.4% compound annual growth rate (CAGR), from $59K to $327K.
What does mortgage repurchase loan losses paid net of recoveries mean?
This represents the net cash outflows incurred when the company is required to repurchase previously sold loans due to breaches of representations and warranties or other contractual failures. It serves as a critical indicator of underwriting quality and operational risk in the mortgage banking segment. High levels of repurchase losses suggest potential deficiencies in loan origination standards.