Where do United Bankshares's ratios come from?

Every ratio is computed from United Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

United Bankshares UBSI Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	39.9%+5.3pp	37.5%+1.5pp	36.4%+1.9pp	35.2%+0.6pp	34.6%+0.6pp
Returns
Return on equity	9.3%+2.0pp	8.9%+1.2pp	8.3%+0.8pp	7.7%+0.2pp	7.3%-0.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Per Share
Book value per share	$39.18+5.2%	$38.98+6.0%	$38.36+4.6%	$37.66+4.9%	$37.24+4.7%
Valuation
Market capitalization	$5.77B+16.3%	$5.35B+5.4%	$5.27B+5.1%	$5.18B+18.4%	$4.97B+2.9%
Price / earnings	11.4×-2.0×	11.5×-2.1×	12.3×-1.8×	13.1×+0.9×	13.4×-0.2×
Price / sales	4.6×-0.1×	4.3×-0.6×	4.5×-0.4×	4.6×+0.4×	4.6×0.0×
Price / book	1.1×+0.1×	1×0.0×	1×0.0×	1×+0.1×	0.9×-0.1×
Dividend yield	3.7%-0.4pp	3.9%0.0pp	3.9%-0.1pp	3.9%-0.6pp	4%0.0pp

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Where do United Bankshares's ratios come from?: Every ratio is computed from United Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.