United Community Banks UCB Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 31.2%+0.4pp | 30.9%+0.2pp | 30.7%+2.7pp | 28%+0.8pp | 27.2%+0.7pp | |
| Returns | ||||||
| Return on equity | 9.5%+0.2pp | 9.3%+0.2pp | 9.1%+1.2pp | 7.9%+0.2pp | 7.7%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0.1×0.0× | 0×0.0× | 0×0.0× | 0.1×-0.1× | |
| Per Share | ||||||
| Book value per share | $30.27+1.0% | $29.96+1.8% | $29.42-1.1% | $29.75+2.2% | $29.13+1.7% | |
| Valuation | ||||||
| Market capitalization | $3.77B-0.7% | $3.8B-0.3% | $3.81B+7.9% | $3.53B+5.0% | $3.36B-12.8% | |
| Price / earnings | 11×-0.5× | 11.6×-0.4× | 12×-0.9× | 12.9×0.0× | 12.9×-2.4× | |
| Price / sales | 3.4×-0.1× | 3.6×-0.1× | 3.7×+0.1× | 3.6×+0.1× | 3.5×-0.6× | |
| Price / book | 1×0.0× | 1×0.0× | 1.1×+0.1× | 1×0.0× | 1×-0.2× | |
| Dividend yield | 3.2%+0.1pp | 3.1%+0.1pp | 3.1%-0.2pp | 3.3%-0.1pp | 3.4%+0.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do United Community Banks's ratios come from?
- Every ratio is computed from United Community Banks's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
