Where do United Community Banks's ratios come from?

Every ratio is computed from United Community Banks's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	31.2%+0.4pp	30.9%+0.2pp	30.7%+2.7pp	28%+0.8pp	27.2%+0.7pp
Free cash flow margin	29.7%-3.8pp	33.5%-8.9pp	42.4%+9.5pp	32.9%-0.8pp	33.7%+1.7pp
Returns
Return on equity	9.5%+0.2pp	9.3%+0.2pp	9.1%+1.2pp	7.9%+0.2pp	7.7%+0.1pp
Return on assets	1.2%0.0pp	1.2%0.0pp	1.1%+0.2pp	1%0.0pp	0.9%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0.1×0.0×	0×0.0×	0×0.0×	0.1×-0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$30.27+1.0%	$29.96+1.8%	$29.42-1.1%	$29.75+2.2%	$29.13+1.7%
Valuation
Market capitalization	$3.77B-0.7%	$3.8B-0.3%	$3.81B+7.9%	$3.53B+5.0%	$3.36B-12.8%
Enterprise value	$3.39B-6.8%	$3.64B+8.7%	$3.35B+7.8%	$3.11B+4.4%	$2.98B-22.2%
Price / earnings	11×-0.5×	11.6×-0.4×	12×-0.9×	12.9×0.0×	12.9×-2.4×
Price / sales	3.4×-0.1×	3.6×-0.1×	3.7×+0.1×	3.6×+0.1×	3.5×-0.6×
Price / book	1×0.0×	1×0.0×	1.1×+0.1×	1×0.0×	1×-0.2×
EV / sales	3.1×-0.3×	3.4×+0.2×	3.2×0.0×	3.2×+0.1×	3.1×-0.9×
Free cash flow yield	8.6%-0.8pp	9.4%-2.1pp	11.5%+2.4pp	9.1%-0.5pp	9.6%+1.7pp
Earnings yield	9.1%+0.4pp	8.6%+0.3pp	8.3%+0.6pp	7.7%0.0pp	7.8%+1.2pp
Dividend yield	3.2%+0.1pp	3.1%+0.1pp	3.1%-0.2pp	3.3%-0.1pp	3.4%+0.5pp
PEG ratio	0.4×0.0×	0.4×+0.2×	0.2×-0.1×	0.3×0.0×	0.3×-0.1×

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Questions, answered.

Where do United Community Banks's ratios come from?: Every ratio is computed from United Community Banks's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.