Where do United Community Banks's ratios come from?

Every ratio is computed from United Community Banks's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	31.2%+4.0pp	30.9%+4.4pp	30.7%+10.7pp	28%+7.7pp	27.2%+6.6pp
Returns
Return on equity	9.5%+1.8pp	9.3%+1.7pp	9.1%+3.3pp	7.9%+1.9pp	7.7%+1.8pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0.1×-0.1×	0×0.0×	0×-0.1×	0.1×0.0×
Per Share
Book value per share	$30.27+3.9%	$29.96+4.7%	$29.42+3.6%	$29.75+6.6%	$29.13+5.7%
Valuation
Market capitalization	$3.77B—	$3.8B—	$3.81B—	——	——
Price / earnings	11×—	11.6×—	12×—	——	——
Price / sales	3.4×—	3.6×—	3.7×—	——	——
Price / book	1×—	1×—	1.1×—	——	——
Dividend yield	3.2%—	3.1%—	3.1%—	——	——

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Where do United Community Banks's ratios come from?: Every ratio is computed from United Community Banks's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.