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U-Haul Holding UHAL Provision for Credit Losses

Provision for Credit Losses at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$210M-4.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
$158M+37.4%
Bank of America logo
Bank of AmericaBAC
$1.34B-9.7%
Bank of America logo
Bank of AmericaBAC
$1.34B-9.7%
Wintrust Financial logo
Wintrust FinancialWTFC
$46.23M
Northern Trust logo
Northern TrustNTRS
-$3M-400%

Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: U-Haul Holding’s 10-K, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's provision for credit losses?
U-Haul Holding (UHAL) reported provision for credit losses of -$262K in Q1 2026.
How has U-Haul Holding's provision for credit losses changed year-over-year?
U-Haul Holding's provision for credit losses increased by 89.8% year-over-year, from -$2.56M to -$262K.
What is the long-term trend for U-Haul Holding's provision for credit losses?
Over 3 years (2021 to 2025), U-Haul Holding's provision for credit losses has grown at a -26.4% compound annual growth rate (CAGR), from $4.23M to -$1.69M.
What does provision for credit losses mean?
The estimated expense for uncollectible debts.
How do you interpret provision for credit losses?
An increase suggests deteriorating credit quality or higher risk in the customer base.
How does provision for credit losses compare across companies?
Varies by industry; essential for companies with significant credit-based revenue streams.