When did UMB Financial report Q2 2025 earnings?

UMB Financial (UMBF) reported Q2 2025 earnings on July 29, 2025 after market close.

What were UMB Financial's Q2 2025 revenue and EPS?

UMB Financial reported revenue of $633.2M and eps of $2.96 for Q2 2025.

Did UMB Financial beat estimates in Q2 2025?

Revenue missed the consensus estimate of $652.0M by $18.8M. EPS beat the consensus estimate of $2.37 by $0.59.

How did UMB Financial's Q2 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 81.7% from $348.5M a year earlier and eps grew 43.0% from $2.07.

Where can I find UMB Financial's Q2 2025 SEC filings?

You can read the 10-Q periodic report (0000950170-25-100572) directly on SEC EDGAR. The filing index links above go to sec.gov.

UMB Financial UMBF Q2 2025 earnings

Reported July 29, 2025 · After market close

Revenue$633.2MMiss by $18.8M

EPS$2.96Beat by $0.59

Revenue estimate$652.0M

EPS estimate$2.37

Next report

Oct 27, 2026 (in 3 months)

Revenue estimate$740.4M

EPS estimate$3.16

Financials

Q2 2025

Income statement

See full

Revenue$689.2M+76.7%

Net income$217.4M+115%

EPS (diluted)$2.82+36.2%

Balance sheet

See full

Total debt$657.3M-61.0%

Total equity$7.3B+126%

Total assets$71.8B+61.4%

Cash flow

See full

Operating cash flow$285.4M+154%

CapEx$14.6M+362%

Free cash flow$270.8M+148%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$7.87B+94.0%

Enterprise value$8.53B+48.5%

P/E14.9×+4.2×

P/S3.8×+1.1×

Profitability

See full

Net margin25.2%+0.2pp

Returns & leverage

See full

Return on equity10.1%-2.5pp

Debt / equity0.1×-0.4×

Segments

By product

See full

Fiduciary And Trust$83.3M+18.9%

Credit Card$42.7M+30.5%

Deposit Account$28.8M+29.7%

Brokerage Fees$20.5M+46.4%

Other Financial Services$3.9M+141%

By segment

See full

Institutional Banking$99.4M+15.4%

Commercial Banking$46.6M+50.2%

Personal Banking$33.5M+38.2%

Versus estimates

Revenue

Q2 2026$778.0MBeat by $50.4M Q1 2026$739.2MBeat by $37.4M Q4 2025$720.9MBeat by $43.1M Q3 2025$1.1BBeat by $425.8M

Q2 2025$633.2MMiss by $18.8M

Q1 2025$510.2MMiss by $48.8M

Diluted EPS

Q2 2026$3.57Beat by $0.45 Q1 2026$3.41Beat by $0.59 Q4 2025$3.08Beat by $0.37 Q3 2025$2.70Beat by $0.20

Q2 2025$2.96Beat by $0.59

Q1 2025$2.58Beat by $0.39

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Questions, answered.

When did UMB Financial report Q2 2025 earnings?: UMB Financial (UMBF) reported Q2 2025 earnings on July 29, 2025 after market close.
What were UMB Financial's Q2 2025 revenue and EPS?: UMB Financial reported revenue of $633.2M and eps of $2.96 for Q2 2025.
Did UMB Financial beat estimates in Q2 2025?: Revenue missed the consensus estimate of $652.0M by $18.8M. EPS beat the consensus estimate of $2.37 by $0.59.
How did UMB Financial's Q2 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 81.7% from $348.5M a year earlier and eps grew 43.0% from $2.07.
Where can I find UMB Financial's Q2 2025 SEC filings?: You can read the 10-Q periodic report (0000950170-25-100572) directly on SEC EDGAR. The filing index links above go to sec.gov.