Skip to content
Screener

UMB Financial UMBF Interest Expense

Interest Expense at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$92.25M+0.8%
State Street logo
State StreetSTT
$1.98B-14.7%
BOK Financial logo
BOK FinancialBOKF
$287.3M-8.6%
International Bancshares logo
International BancsharesIBOC
$49.31M-7.8%
BankUnited logo
BankUnitedBKU
$171.18M-17.6%
Customers Bancorp logo
Customers BancorpCUBI
$151.29M0.0%

Other financials

Income statement

See full
Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

See full
Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

See full
Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

See full
Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

See full
Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

See full
Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Deposits298,927343,153591,300646,559
Federal funds and repurchase agreements28,95327,42358,65153,213
Other10,96112,93721,59124,072
Total interest expense338,841383,513671,542723,844
Net interest income532,525467,0241,066,891864,663
Provision for credit losses28,00021,00055,000107,000
Net interest income after provision for credit losses504,525446,0241,011,891757,663
NONINTEREST INCOME

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's interest expense?
UMB Financial (UMBF) reported interest expense of $338.84M in Q2 2026.
How has UMB Financial's interest expense changed year-over-year?
UMB Financial's interest expense decreased by 11.6% year-over-year, from $383.51M to $338.84M.
What is the long-term trend for UMB Financial's interest expense?
Over 4 years (2021 to 2025), UMB Financial's interest expense has grown at a 138.6% compound annual growth rate (CAGR), from $46M to $1.49B.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

Ask your AI about UMB Financial's interest expense.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude