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UMB Financial UMBF Interest Expense

Interest Expense at other companies

State Street logo
State StreetSTT
$1.82B-17.8%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$359.88M-0.4%
Citizens Financial Group logo
Citizens Financial GroupCFG
$858M-10.7%
Old National Bancorp logo
Old National BancorpONB
$304.82M+25.6%
Regions Financial logo
Regions FinancialRF
$454M-14.5%
Huntington Bancshares logo
Huntington BancsharesHBAN
$1.2B+12.4%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's interest expense?
UMB Financial (UMBF) reported interest expense of $332.7M in Q1 2026.
How has UMB Financial's interest expense changed year-over-year?
UMB Financial's interest expense decreased by 2.2% year-over-year, from $340.33M to $332.7M.
What is the long-term trend for UMB Financial's interest expense?
Over 4 years (2021 to 2025), UMB Financial's interest expense has grown at a 138.6% compound annual growth rate (CAGR), from $46M to $1.49B.
What does interest expense mean?
The total interest paid on all of the bank's debt and deposits.
How do you interpret interest expense?
Rising interest expense relative to interest income indicates margin compression and potential difficulty in passing costs to customers.
How does interest expense compare across companies?
Standard metric for all financial institutions; peers are compared on their ability to maintain low-cost deposit bases.