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UMB Financial UMBF Loans held for sale

Loans held for sale at other companies

State Street logo
State StreetSTT
$74M+270%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$14.48M-77.3%
Citizens Financial Group logo
Citizens Financial GroupCFG
$1.54B-45.5%
Old National Bancorp logo
Old National BancorpONB
$56.13M+38.8%
Regions Financial logo
Regions FinancialRF
$464M+34.5%
Huntington Bancshares logo
Huntington BancsharesHBAN
$1.07B+85.0%

Other financials

Income statement

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Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

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Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

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Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

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Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

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Net margin31.2%+8.2pp
FCF margin34.7%

Returns & leverage

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Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UMB Financial's loans held for sale?
UMB Financial (UMBF) reported loans held for sale of $4.47M in Q1 2026.
How has UMB Financial's loans held for sale changed year-over-year?
UMB Financial's loans held for sale decreased by 12.3% year-over-year, from $5.1M to $4.47M.
What is the long-term trend for UMB Financial's loans held for sale?
Over 5 years (2020 to 2025), UMB Financial's loans held for sale has grown at a -21.3% compound annual growth rate (CAGR), from $6.71M to $2.03M.
What does loans held for sale mean?
Mortgage loans that the bank intends to sell to other investors rather than keeping them on its own books.
How do you interpret loans held for sale?
An increase suggests higher mortgage origination activity and potential for increased fee income, while a decrease may indicate a slowdown in the mortgage market.
How does loans held for sale compare across companies?
Common among retail banks with mortgage operations; highly sensitive to interest rate environments and housing market cycles.