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Net Income at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$160.17M+4.2%
State Street logo
State StreetSTT
$1.08B+56.4%
BOK Financial logo
BOK FinancialBOKF
$176.58M+26.1%
International Bancshares logo
International BancsharesIBOC
$95.81M-4.3%
BankUnited logo
BankUnitedBKU
$70.66M+2.8%
Customers Bancorp logo
Customers BancorpCUBI
$71.56M+17.4%

Segments

By segment

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Commercial Banking$174.69M+25.0%
Institutional Banking$67.4M+24.0%
Personal Banking$35.48M+52.5%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest expense399,633393,168780,516777,955
Income before income taxes350,397275,041681,673368,091
Income tax expense72,82757,647142,66569,364
NET INCOME$277,570$217,394$539,008$298,727
Less: Preferred dividends5,8122,01211,6254,025
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS$271,758$215,382$527,383$294,702
PER SHARE DATA
Net income per common share – basic$3.58$2.84$6.94$4.18

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's net income?
UMB Financial (UMBF) reported net income of $277.57M in Q2 2026.
How has UMB Financial's net income changed year-over-year?
UMB Financial's net income increased by 27.7% year-over-year, from $217.39M to $277.57M.
What is the long-term trend for UMB Financial's net income?
Over 4 years (2021 to 2025), UMB Financial's net income has grown at a 18.8% compound annual growth rate (CAGR), from $353.02M to $702.4M.
What does net income mean?
Net income as the starting point for the indirect method operating cash flow reconciliation.

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