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UMB Financial UMBF Stock-Based Comp

Stock-Based Comp at other companies

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First Business Financial ServicesFBIZ
$647K-0.6%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemFor the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Originations of loans held for sale(63,896)(43,485)
Gains on sales of loans held for sale, net(1,541)(1,165)
Proceeds from sales of loans held for sale60,66741,668
Equity-based compensation22,77420,709
Changes in:
Accrued income2,192(7,016)
Accrued expenses and taxes(72,426)(21,935)
Other assets and liabilities, net215,997249,715

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's stock-based comp?
UMB Financial (UMBF) reported stock-based comp of $9.35M in Q2 2026.
How has UMB Financial's stock-based comp changed year-over-year?
UMB Financial's stock-based comp increased by 18.7% year-over-year, from $7.88M to $9.35M.
What is the long-term trend for UMB Financial's stock-based comp?
Over 4 years (2021 to 2025), UMB Financial's stock-based comp has grown at a 15.5% compound annual growth rate (CAGR), from $21.21M to $37.75M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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