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UMB Financial UMBF Total Liabilities

Total Liabilities at other companies

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Commerce BancsharesCBSH
$30.89B+7.9%
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$390.11B+11.6%
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$47.09B+4.4%
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International BancsharesIBOC
$13.65B+1.5%
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BankUnitedBKU
$77.92M-99.8%
Customers Bancorp logo
Customers BancorpCUBI
$24.32B+17.5%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:Liabilities.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemJune 30, 2026December 31, 2025
Long-term debt480,126474,229
Accrued expenses and taxes360,694435,351
Other liabilities533,665509,214
Total liabilities64,224,76765,400,522
SHAREHOLDERS' EQUITY
Series B Fixed-Rate Reset Non-Cumulative Perpetual Preferred stock, $0.01 par value; 30,000 authorized, issued and outstanding294,066294,066
Common stock, $1.00 par value; 160,000,000 shares authorized; 78,665,809 shares issued, 75,947,552 and 75,960,675 shares outstanding, respectively78,66678,666
Capital surplus4,016,0454,011,047

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's total liabilities?
UMB Financial (UMBF) reported total liabilities of $64.22B in Q2 2026.
How has UMB Financial's total liabilities changed year-over-year?
UMB Financial's total liabilities decreased by 0.4% year-over-year, from $64.47B to $64.22B.
What is the long-term trend for UMB Financial's total liabilities?
Over 5 years (2020 to 2025), UMB Financial's total liabilities has grown at a 16.8% compound annual growth rate (CAGR), from $30.11B to $65.4B.
What does total liabilities mean?
The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.

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