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UMB Financial UMBF Total Liabilities & Equity

Total Liabilities & Equity at other companies

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$35.27B+9.2%
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$418.38B+11.1%
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BOK FinancialBOKF
$53.18B+4.3%
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International BancsharesIBOC
$17.02B+3.4%
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BankUnitedBKU
$34.88B-1.6%
Customers Bancorp logo
Customers BancorpCUBI
$26.52B+17.6%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilitiesAndStockholdersEquity.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemJune 30, 2026December 31, 2025
Series B Fixed-Rate Reset Non-Cumulative Perpetual Preferred stock, $0.01 par value; 30,000 authorized, issued and outstanding294,066294,066
Common stock, $1.00 par value; 160,000,000 shares authorized; 78,665,809 shares issued, 75,947,552 and 75,960,675 shares outstanding, respectively78,66678,666
Capital surplus4,016,0454,011,047
Retained earnings4,197,8123,736,413
Accumulated other comprehensive loss, net(371,517)(261,520)
Treasury stock, 2,718,257 and 2,705,134 shares, at cost, respectively(184,279)(165,104)
Total shareholders' equity8,030,7937,693,568
Total liabilities and shareholders' equity$72,255,560$73,094,090

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's total liabilities & equity?
UMB Financial (UMBF) reported total liabilities & equity of $72.26B in Q2 2026.
How has UMB Financial's total liabilities & equity changed year-over-year?
UMB Financial's total liabilities & equity increased by 0.7% year-over-year, from $71.76B to $72.26B.
What is the long-term trend for UMB Financial's total liabilities & equity?
Over 5 years (2020 to 2025), UMB Financial's total liabilities & equity has grown at a 17.1% compound annual growth rate (CAGR), from $33.13B to $73.09B.
What does total liabilities & equity mean?
Total assets = total liabilities + total equity. This must always balance — a fundamental accounting identity.

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