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UMB Financial UMBF Total noninterest expense

Total noninterest expense at other companies

Commerce Bancshares logo
Commerce BancsharesCBSH
$297.07M+21.5%
BOK Financial logo
BOK FinancialBOKF
$361.68M+2.0%
International Bancshares logo
International BancsharesIBOC
$82.61M+6.2%
BankUnited logo
BankUnitedBKU
$174.65M+6.3%
Customers Bancorp logo
Customers BancorpCUBI
$114.89M+7.8%
State Street logo
State StreetSTT

Segments

By segment

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Commercial Banking$169.25M-0.8%
Institutional Banking$122.53M+16.5%
Personal Banking$107.85M-8.1%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Amortization of other intangible assets23,46025,26846,92042,750
Regulatory fees9,0979,25917,36717,496
Other17,91417,89732,60827,516
Total noninterest expense399,633393,168780,516777,955
Income before income taxes350,397275,041681,673368,091
Income tax expense72,82757,647142,66569,364
NET INCOME$277,570$217,394$539,008$298,727
Less: Preferred dividends5,8122,01211,6254,025

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's total noninterest expense?
UMB Financial (UMBF) reported total noninterest expense of $399.63M in Q2 2026.
How has UMB Financial's total noninterest expense changed year-over-year?
UMB Financial's total noninterest expense increased by 1.6% year-over-year, from $393.17M to $399.63M.
What is the long-term trend for UMB Financial's total noninterest expense?
Over 4 years (2021 to 2025), UMB Financial's total noninterest expense has grown at a 18.1% compound annual growth rate (CAGR), from $833.64M to $1.62B.
What does total noninterest expense mean?
Represents the aggregate costs incurred by a financial institution to support its operations, excluding interest expense paid on deposits and borrowings. This includes personnel costs, technology infrastructure, occupancy, and administrative overhead necessary to maintain banking and wealth management services.

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