Skip to content
OpenCapital
Get started

UMB Financial UMBF Commercial Banking — Allocated Technology Service Overhead

Similar metrics at other companies

M&T Bank logo
MTBCommercial Bank — Indirect expense
$127M+3.3%
Citizens Financial Group logo
CFGCommercial Banking — Indirect expenses
$106M-2.8%
KeyCorp logo
KEYCommercial Bank — Support and overhead
$209.5M+10.6%
Fidelity National Information Services logo
FISBanking Solutions — Allocated Costs
$209M+10.6%
Zions Bancorporation logo
ZIONCB&T — Indirect/allocated expenses
$57M+11.8%
HBA
HBANZCommercial Banking — Other noninterest expense, including corporate allocations
——

Other financials

Income statement

See full
Revenue$739.2M+31.1%
Net income$261.4M+221%
EPS (diluted)$3.35+177%

Balance sheet

See full
Total debt$477.2M-27.1%
Total equity$7.8B+16.0%
Total assets$72.7B+4.8%

Cash flow

See full
Operating cash flow$361.3M-0.5%
CapEx$4.5M-48.8%
Free cash flow$356.8M+0.7%

Valuation

See full
Market cap$10.11B+16.9%
P/E11.5×-9.5×
P/S3.6×-1.2×

Profitability

See full
Net margin31.2%+8.2pp
FCF margin34.7%—

Returns & leverage

See full
Return on equity12.1%+3.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:AllocatedTechnologyServiceOverhead.

The official record: UMB Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about UMB Financial's commercial banking — allocated technology service overhead.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is UMB Financial's commercial banking — allocated technology service overhead?
UMB Financial (UMBF) reported commercial banking — allocated technology service overhead of $85.64M in Q1 2026.
How has UMB Financial's commercial banking — allocated technology service overhead changed year-over-year?
UMB Financial's commercial banking — allocated technology service overhead decreased by 15.3% year-over-year, from $101.13M to $85.64M.
What is the long-term trend for UMB Financial's commercial banking — allocated technology service overhead?
Over 3 years (2022 to 2025), UMB Financial's commercial banking — allocated technology service overhead has grown at a 31.2% compound annual growth rate (CAGR), from $186.77M to $421.53M.
What does commercial banking — allocated technology service overhead mean?
The share of total company IT costs assigned to the commercial banking segment.
How do you interpret commercial banking — allocated technology service overhead?
An increase indicates higher investment in digital transformation or legacy system maintenance.
How does commercial banking — allocated technology service overhead compare across companies?
Common internal accounting practice for large financial institutions to track segment-level profitability.