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UMB Financial UMBF Institutional Banking — Other Segment Items

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Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:OtherSegmentItems.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemCommercial BankingInstitutional BankingPersonal BankingTotal
Bankcard2,8336,3182,67511,826
Amortization of other intangible assets1,972752,047
Allocated technology, service, overhead93,13738,82946,016177,982
Other segment items*14,97811,50215,90542,385
Noninterest expense169,253122,527107,853399,633
Income before taxes220,52885,08544,784350,397
Income tax expense45,83517,6849,30872,827
Net income$174,693$67,401$35,476$277,570

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's institutional banking — other segment items?
UMB Financial (UMBF) reported institutional banking — other segment items of $11.5M in Q2 2026.
How has UMB Financial's institutional banking — other segment items changed year-over-year?
UMB Financial's institutional banking — other segment items increased by 28.4% year-over-year, from $8.96M to $11.5M.
What is the long-term trend for UMB Financial's institutional banking — other segment items?
Over 3 years (2022 to 2025), UMB Financial's institutional banking — other segment items has grown at a 13.6% compound annual growth rate (CAGR), from $25.46M to $37.28M.
What does institutional banking — other segment items mean?
Miscellaneous operating expenses or income items within the institutional banking segment that do not fall into primary categories like labor, technology, or interest. This captures residual operational costs or unique segment-specific adjustments.

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