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UMB Financial UMBF Personal Banking — Business Acquisition Of HTLF

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Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.15B+33.5%
P/E11.8×-4.0×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept umbf:BusinessAcquisitionOfHTLF.

The source filing: UMB Financial’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 9:01 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-194310
Line itemCommercial BankingInstitutional BankingPersonal BankingTotal
Balances as of January 1, 2026$1,042,577$76,492$720,756$1,839,825
Acquisition of HTLF(1,339)(892)(2,231)
Balances as of March 31, 2026$1,041,238$76,492$719,864$1,837,594
Balances as of January 1, 2025$63,113$76,492$67,780$207,385
Acquisition of HTLF979,464652,9761,632,440
Balances as of December 31, 2025$1,042,577$76,492$720,756$1,839,825

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's personal banking — business acquisition of HTLF?
UMB Financial (UMBF) reported personal banking — business acquisition of HTLF of -$892K in Q1 2026.
How has UMB Financial's personal banking — business acquisition of HTLF changed year-over-year?
UMB Financial's personal banking — business acquisition of HTLF decreased by 100.1% year-over-year, from $636.43M to -$892K.
What does personal banking — business acquisition of HTLF mean?
Captures the total capital outlay or accounting value attributed to the acquisition of specific banking entities or portfolios integrated into the personal banking segment. This metric tracks the inorganic growth strategy and the scale of expansion into new consumer markets or customer bases.

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