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Unum UNM Net premiums earned

Net premiums earned at other companies

Aflac logo
AflacAFL
$3.25B-6.3%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$6.28B+5.3%
MetLife logo
MetLifeMET
$11.44B+5.8%
Prudential Financial logo
Prudential FinancialPRU
$6.88B-1.5%
CNO Financial Group logo
CNO Financial GroupCNO
$680.7M+4.5%
Voya Financial logo
Voya FinancialVOYA
$716M-0.3%

Segments

By product

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Group Long-term Disability$602.8M-2.1%
Group Life$576.9M+7.2%
Group Short-term Disability$332.2M+14.8%
Accident, Sickness, and Disability$254.5M+2.2%
Voluntary Benefits$251.7M+7.3%
Long-term Care$159.4M-9.4%

By segment

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Unum US$1.86B+3.3%
Colonial Life$477.4M+3.3%
Unum International$289.3M+6.7%
Closed Block$192.9M-10.8%
Corporate$0

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Revenue
Premium Income$2,817.8$2,748.0$5,611.8$5,450.9
Net Investment Income478.4560.7961.81,073.9
Net Investment Loss(5.2)(17.7)(10.2)(224.5)
Other Income79.070.4161.8152.7
Total Revenue3,370.03,361.46,725.26,453.0
Benefits and Expenses
Policy Benefits1,991.21,944.93,947.03,905.2

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's net premiums earned?
Unum (UNM) reported net premiums earned of $2.82B in Q2 2026.
How has Unum's net premiums earned changed year-over-year?
Unum's net premiums earned increased by 2.5% year-over-year, from $2.75B to $2.82B.
What is the long-term trend for Unum's net premiums earned?
Over 4 years (2021 to 2025), Unum's net premiums earned has grown at a 3.4% compound annual growth rate (CAGR), from $9.48B to $10.83B.
What does net premiums earned mean?
This represents the total insurance premiums collected from policyholders after accounting for reinsurance cessions. It is the primary revenue stream for an insurance company, reflecting the volume of risk underwritten and the market demand for protection products.

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