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Unum UNM Closed Block — Expected future benefit payments

Other segment segments

Unum US
$17.75B-0.3%
Colonial Life
$11.23B+6.6%
Unum International
$4.63B+4.4%

Similar metrics at other companies

Prudential Financial logo
PRUClosed Block division — Liability for Future Policy Benefit, Expected Future Policy Benefit, Cumulative Increase (Decrease) from Cash Flow Change
$0
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PRUClosed Block division — Future Policy Benefits, Losses, Claims Expenses
$41.48B-2.3%
Equitable Holdings logo
EQHWhole Life Closed Block and Open Block products — Future policy benefits and other policyholders’ liabilities
$4.91B-4.5%
Aflac logo
AFLClosed Block — Assumed benefits and claims from other companies
$17M-41.4%
Voya Financial logo
VOYAClosed Blocks — Supplementary Insurance Information Liability For Future Policy Benefits Losses Claims And Loss Expense Reserves
Voya Financial logo
VOYAClosed Blocks — Supplementary Insurance Information Unearned Premiums

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's closed block — expected future benefit payments?
Unum (UNM) reported closed block — expected future benefit payments of $68.28B in Q1 2026.
How has Unum's closed block — expected future benefit payments changed year-over-year?
Unum's closed block — expected future benefit payments decreased by 2.9% year-over-year, from $70.3B to $68.28B.
What is the long-term trend for Unum's closed block — expected future benefit payments?
Over 3 years (2022 to 2025), Unum's closed block — expected future benefit payments has grown at a 2.1% compound annual growth rate (CAGR), from $262.57B to $279.43B.
What does closed block — expected future benefit payments mean?
The projected total cash the company expects to pay out for benefits in the future.
How do you interpret closed block — expected future benefit payments?
Changes in this projection reflect updates to mortality, morbidity, or lapse assumptions that impact future profitability.
How does closed block — expected future benefit payments compare across companies?
Similar to 'Projected Benefit Cash Flows' or 'Future Claims Liability Projections' at peer insurers.