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Unum UNM Colonial Life — Expected future benefit payments

Other segment segments

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$68.28B-2.9%
Unum US
$17.75B-0.3%
Unum International
$4.63B+4.4%

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$1.76B+2.3%
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$9.13B+37.3%
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PRULife Planner — Undiscounted expected future benefits and expenses
$126.51B-9.4%
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Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's colonial life — expected future benefit payments?
Unum (UNM) reported colonial life — expected future benefit payments of $11.23B in Q1 2026.
How has Unum's colonial life — expected future benefit payments changed year-over-year?
Unum's colonial life — expected future benefit payments increased by 6.6% year-over-year, from $10.54B to $11.23B.
What is the long-term trend for Unum's colonial life — expected future benefit payments?
Over 3 years (2022 to 2025), Unum's colonial life — expected future benefit payments has grown at a 3.1% compound annual growth rate (CAGR), from $39.4B to $43.17B.
What does colonial life — expected future benefit payments mean?
The total amount of money the company expects to pay out in future insurance claims.
How do you interpret colonial life — expected future benefit payments?
An increase suggests a growing portfolio or changes in actuarial assumptions regarding claim longevity.
How does colonial life — expected future benefit payments compare across companies?
Standard 'Expected Future Claims' or 'Present Value of Future Benefits' in actuarial reporting.