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Unum UNM Unum International — Expected future benefit payments

Other segment segments

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$68.28B-2.9%
Unum US
$17.75B-0.3%
Colonial Life
$11.23B+6.6%

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GLUnited American — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$111.62M+11.0%
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GLUnited American — PV of expected future policy benefits, Not discounted
$9.13B+37.3%
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HIGUniversal Life — Policyholder Account Balance, Benefit Payment
$1M-50.0%
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PFGUniversal Life — Additional Liability Long Duration Insurance Benefit Payment
6,150,000,000%+2,830,000,000pp
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FNFImmediate annuities — Expected future benefit payments
$1.24B-4.2%
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CRBGLife Insurance — Undiscounted expected future benefits and expense

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum international — expected future benefit payments?
Unum (UNM) reported unum international — expected future benefit payments of $4.63B in Q1 2026.
How has Unum's unum international — expected future benefit payments changed year-over-year?
Unum's unum international — expected future benefit payments increased by 4.4% year-over-year, from $4.43B to $4.63B.
What is the long-term trend for Unum's unum international — expected future benefit payments?
Over 3 years (2022 to 2025), Unum's unum international — expected future benefit payments has grown at a 5.8% compound annual growth rate (CAGR), from $15.66B to $18.56B.
What does unum international — expected future benefit payments mean?
The projected total cash the company expects to pay out for insurance claims in the future.
How do you interpret unum international — expected future benefit payments?
An increase reflects a growing book of business or changes in long-term mortality/morbidity assumptions.
How does unum international — expected future benefit payments compare across companies?
Standard actuarial projection metric used by life and disability insurers.