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Unum UNM Closed Block — Net liability for future policy benefits
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceBeforeOther.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Long-term Care | All Other | Total Closed Block |
|---|---|---|---|
| Ending balance at original discount rate | 24,099.1 | 6,815.3 | 30,914.4 |
| Effect of change in discount rate assumptions | (2.0) | (355.6) | (357.6) |
| Balance, end of period | $24,097.1 | $6,459.7 | $30,556.8 |
| Net liability for future policy benefits | $16,840.3 | $6,459.7 | $23,300.0 |
| Other2 | 4.3 | 1,382.5 | 1,386.8 |
| Total liability for future policy benefits | 16,844.6 | 7,842.2 | 24,686.8 |
| Less: Reinsurance recoverable related to future policy benefits | 3,250.4 | 6,141.1 | 9,391.5 |
| Net liability for future policy benefits, after reinsurance recoverable | $13,594.2 | $1,701.1 | $15,295.3 |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's closed block — net liability for future policy benefits?
- Unum (UNM) reported closed block — net liability for future policy benefits of $23.3B in Q2 2026.
- How has Unum's closed block — net liability for future policy benefits changed year-over-year?
- Unum's closed block — net liability for future policy benefits increased by 3.4% year-over-year, from $22.54B to $23.3B.
- What is the long-term trend for Unum's closed block — net liability for future policy benefits?
- Over 3 years (2022 to 2025), Unum's closed block — net liability for future policy benefits has grown at a -2.1% compound annual growth rate (CAGR), from $98.57B to $92.38B.
- What does closed block — net liability for future policy benefits mean?
- The net present value of future obligations to policyholders after accounting for expected future premiums and investment income. This represents the core balance sheet liability for a closed block of business. It is essential for assessing the long-term solvency and reserve adequacy of legacy insurance products.
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