Skip to content

Unum UNM Closed Block — Net liability for future policy benefits

Similar metrics at other companies

Equitable Holdings logo
EQHWhole Life Closed Block and Open Block products — Future policy benefits and other policyholders’ liabilities
$4.91B-4.5%
Prudential Financial logo
PRUClosed Block division — Total balance after reinsurance recoverable, EOP
$375M
Prudential Financial logo
PRUClosed Block division — Liability for Future Policy Benefit, Expected Future Policy Benefit, Cumulative Increase (Decrease) from Cash Flow Change
$0
Prudential Financial logo
PRUClosed Block division — Future Policy Benefits, Losses, Claims Expenses
$41.48B-2.3%
KKR & Co. logo
KKRInsurance — Closed Block Liabilities
$980.12M-2.1%
Aflac logo
AFLClosed Block — Reinsurance deferred profit liability
$620M-11.0%

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceBeforeOther.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's closed block — net liability for future policy benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's closed block — net liability for future policy benefits?
Unum (UNM) reported closed block — net liability for future policy benefits of $23.1B in Q1 2026.
How has Unum's closed block — net liability for future policy benefits changed year-over-year?
Unum's closed block — net liability for future policy benefits increased by 2.3% year-over-year, from $22.58B to $23.1B.
What is the long-term trend for Unum's closed block — net liability for future policy benefits?
Over 3 years (2022 to 2025), Unum's closed block — net liability for future policy benefits has grown at a -2.1% compound annual growth rate (CAGR), from $98.57B to $92.38B.
What does closed block — net liability for future policy benefits mean?
The net amount the company expects to owe policyholders in the future for a closed block of business.
How do you interpret closed block — net liability for future policy benefits?
A decrease suggests successful runoff or favorable experience, while an increase may indicate the need for higher reserves due to adverse claim trends.
How does closed block — net liability for future policy benefits compare across companies?
Similar to 'Net Policy Reserves' or 'Future Policy Benefit Liabilities' reported by life and health insurers.