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Unum UNM Colonial Life — Net liability for future policy benefits
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceBeforeOther.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | June 30 / 2026 | June 30 / 2025 |
|---|---|---|
| Ending balance at original discount rate | 6,258.9 | 6,108.4 |
| Effect of change in discount rate assumptions | (519.7) | (516.6) |
| Balance, end of period | $5,739.2 | $5,591.8 |
| Net liability for future policy benefits | $2,031.3 | $1,945.1 |
| Other | 29.6 | 23.8 |
| Total liability for future policy benefits | 2,060.9 | 1,968.9 |
| Less: Reinsurance recoverable related to future policy benefits | 1.4 | 1.1 |
| Net liability for future policy benefits, after reinsurance recoverable | $2,059.5 | $1,967.8 |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's colonial life — net liability for future policy benefits?
- Unum (UNM) reported colonial life — net liability for future policy benefits of $2.03B in Q2 2026.
- How has Unum's colonial life — net liability for future policy benefits changed year-over-year?
- Unum's colonial life — net liability for future policy benefits increased by 4.4% year-over-year, from $1.95B to $2.03B.
- What is the long-term trend for Unum's colonial life — net liability for future policy benefits?
- Over 3 years (2022 to 2025), Unum's colonial life — net liability for future policy benefits has grown at a 0.3% compound annual growth rate (CAGR), from $7.81B to $7.87B.
- What does colonial life — net liability for future policy benefits mean?
- This represents the total estimated liability for future policy benefits after accounting for expected future premiums and other adjustments. It reflects the net financial obligation the company expects to settle over the life of its insurance contracts. This is a primary indicator of the long-term solvency and reserve adequacy for the business segment.
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