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Unum UNM Group Life and AD&D — Deferred Acquisition Costs

Other product segments

Voluntary Benefits
$628M+1.8%
Individual Disability
$463.4M-12.0%
Dental and Vision
$13M-1.5%

Similar metrics at other companies

Globe Life logo
GLOther — Deferred acquisition costs
$288.67M-1.4%
Prudential Financial logo
PRUIndividual Life — Deferred Policy Acquisition Costs
$7.59B+7.0%
Globe Life logo
GLAmerican Income — Deferred acquisition costs
$3.42B+11.5%
Ameriprise Financial logo
AMPOther Life Insurance — Deferred acquisition costs
$1M-50.0%
Aflac logo
AFLLife insurance — Deferred policy acquisition costs
$738M+5.3%
Prudential Financial logo
PRUGuaranteed Universal Life — Deferred Policy Acquisition Cost
$546M+5.6%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's group life and AD&D — deferred acquisition costs?
Unum (UNM) reported group life and AD&D — deferred acquisition costs of $61.2M in Q1 2026.
How has Unum's group life and AD&D — deferred acquisition costs changed year-over-year?
Unum's group life and AD&D — deferred acquisition costs increased by 8.1% year-over-year, from $56.6M to $61.2M.
What is the long-term trend for Unum's group life and AD&D — deferred acquisition costs?
Over 3 years (2022 to 2025), Unum's group life and AD&D — deferred acquisition costs has grown at a 4.2% compound annual growth rate (CAGR), from $205.5M to $232.7M.
What does group life and AD&D — deferred acquisition costs mean?
The accumulated costs of acquiring new insurance policies that are spread out over the life of those policies.
How do you interpret group life and AD&D — deferred acquisition costs?
An increasing balance often signals strong new business growth, while a decreasing balance may indicate lower sales or faster amortization.
How does group life and AD&D — deferred acquisition costs compare across companies?
Common across all insurance companies; tracked to evaluate the efficiency of customer acquisition.