What is Unum's group life and AD&D — interest accretion?

Unum (UNM) reported group life and AD&D — interest accretion of $0 in Q1 2026.

What does group life and AD&D — interest accretion mean?

The increase in insurance liabilities caused by the natural passage of time and the application of interest rates.

How do you interpret group life and AD&D — interest accretion?

This is a mechanical expense; it generally scales with the size of the total liability balance.

How does group life and AD&D — interest accretion compare across companies?

Standard actuarial calculation for long-duration insurance contracts.

Unum UNM Group Life and AD&D — Interest accretion

Other product segments

Long-term Care

$95.1M-3.0%

Voluntary Benefits

$13.5M+8.9%

Individual Disability

$13.1M+0.8%

Other Insurance Product Line

$0—

Similar metrics at other companies

CBLife Insurance — Interest Accretion

$119M+20.2%

EQHTerm — Interest Accretion

$15M-6.3%

CINFTerm Life Insurance — Interest accretion

$13M0.0%

GLOther — Interest accrual

$5.35M-5.0%

CRBGLife Insurance — Interest accretion

——

CRBGUniversal Life — Interest accretion

——

Other financials

Income statement

See full

Revenue$3.4B+8.5%

Operating income$501.8M+2.4%

Net income$232.0M+22.7%

EPS (diluted)$1.41+33.0%

Balance sheet

See full

Cash & equivalents$192.6M-19.0%

Total debt$3.8B+0.5%

Total equity$10.9B-2.9%

Total assets$62.7B+0.4%

Cash flow

See full

Operating cash flow$340.8M-3.6%

CapEx$39.6M+10.6%

Free cash flow$301.2M-5.2%

Valuation

See full

Market cap$14.38B-17.0%

Enterprise value$17.95B-13.3%

P/E18.4×+7.4×

P/S1.1×-0.3×

Profitability

See full

Net margin5.9%-6.5pp

FCF margin11.2%+1.4pp

Returns & leverage

See full

Return on equity7.1%-7.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's group life and AD&D — interest accretion?: Unum (UNM) reported group life and AD&D — interest accretion of $0 in Q1 2026.
What does group life and AD&D — interest accretion mean?: The increase in insurance liabilities caused by the natural passage of time and the application of interest rates.
How do you interpret group life and AD&D — interest accretion?: This is a mechanical expense; it generally scales with the size of the total liability balance.
How does group life and AD&D — interest accretion compare across companies?: Standard actuarial calculation for long-duration insurance contracts.