Unum UNM Individual Disability — Amortization of Deferred Acquisition Costs

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PFGIndividual Disability — Deferred Policy Acquisition Cost Amortization Expense

$13.7M+3.0%

AFLDisability — Amortization of deferred policy acquisition costs

$31M0.0%

AMPDisability Income Insurance — Amortization of deferred acquisition costs

$2M0.0%

AMPUniversal Life Insurance — Amortization of deferred acquisition costs

$2M0.0%

AFLOther — Amortization of deferred policy acquisition costs

$1M—

PFGIndividual Disability — Deferred Policy Acquisition Costs Excluding Short Duration Contracts

$719M+2.4%

Questions, answered.

What is Unum's individual disability — amortization of deferred acquisition costs?

Unum (UNM) reported individual disability — amortization of deferred acquisition costs of $13.6M in Q1 2026.

How has Unum's individual disability — amortization of deferred acquisition costs changed year-over-year?

Unum's individual disability — amortization of deferred acquisition costs decreased by 11.7% year-over-year, from $15.4M to $13.6M.

What is the long-term trend for Unum's individual disability — amortization of deferred acquisition costs?

Over 4 years (2021 to 2025), Unum's individual disability — amortization of deferred acquisition costs has grown at a 5.5% compound annual growth rate (CAGR), from $45.7M to $56.7M.

What does individual disability — amortization of deferred acquisition costs mean?

The annual expense recognized from spreading out past sales and underwriting costs.

How do you interpret individual disability — amortization of deferred acquisition costs?

Increasing amortization often follows periods of high sales growth as the deferred costs are recognized.

How does individual disability — amortization of deferred acquisition costs compare across companies?

Standard expense line item for life and disability insurers.