Unum UNM Individual Disability — Capitalization

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PFGIndividual Disability — Deferred Policy Acquisition Costs Additions

$17.9M-2.2%

AFLDisability — Capitalization

$30M-3.2%

PFGIndividual Disability — Deferred Policy Acquisition Costs Excluding Short Duration Contracts

$719M+2.4%

PFGIndividual Disability — Deferred Policy Acquisition Cost Amortization Expense

$13.7M+3.0%

PFGIndividual Disability — Deferred Policy Acquisition Costs

$696.9M+4.4%

AMPDisability Income Insurance — Capitalization of acquisition costs

$1M—

Questions, answered.

What is Unum's individual disability — capitalization?

Unum (UNM) reported individual disability — capitalization of $25.4M in Q1 2026.

How has Unum's individual disability — capitalization changed year-over-year?

Unum's individual disability — capitalization increased by 21.0% year-over-year, from $21M to $25.4M.

What is the long-term trend for Unum's individual disability — capitalization?

Over 4 years (2021 to 2025), Unum's individual disability — capitalization has grown at a 8.1% compound annual growth rate (CAGR), from $63.9M to $87.4M.

What does individual disability — capitalization mean?

The amount of new sales-related expenses added to the balance sheet to be expensed later.

How do you interpret individual disability — capitalization?

Higher capitalization reflects aggressive growth or higher volume of new policy sales.

How does individual disability — capitalization compare across companies?

Common in insurance sectors where acquisition costs are significant relative to premiums.