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Unum UNM Individual Disability — Deferred Acquisition Costs
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Group Disability | Group Life and AD&D | Voluntary Benefits | Individual Disability | Dental and Vision | Total Unum US |
|---|---|---|---|---|---|---|
| Balance, beginning of year | $63.6 | $57.6 | $622.8 | $451.6 | $13.1 | $1,208.7 |
| Capitalization | 34.0 | 25.7 | 66.8 | 47.6 | 7.2 | 181.3 |
| Amortization expense | (28.3) | (20.0) | (56.6) | (27.4) | (7.3) | (139.6) |
| Balance, end of period | $69.3 | $63.3 | $633.0 | $471.8 | $13.0 | $1,250.4 |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's individual disability — deferred acquisition costs?
- Unum (UNM) reported individual disability — deferred acquisition costs of $471.8M in Q2 2026.
- How has Unum's individual disability — deferred acquisition costs changed year-over-year?
- Unum's individual disability — deferred acquisition costs decreased by 11.7% year-over-year, from $534.2M to $471.8M.
- What is the long-term trend for Unum's individual disability — deferred acquisition costs?
- Over 3 years (2022 to 2025), Unum's individual disability — deferred acquisition costs has grown at a 2.5% compound annual growth rate (CAGR), from $1.82B to $1.96B.
- What does individual disability — deferred acquisition costs mean?
- Deferred Acquisition Costs represent the capitalized costs incurred to acquire new insurance policies, such as commissions and underwriting expenses. These costs are amortized over the life of the policy to match expenses with the revenue generated. It is a key indicator of the company's investment in business growth.
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