Unum UNM Individual Disability — Interest accretion

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PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Interest Expense

-$54.3M-2.6%

PFGIndividual Disability — Liability For Future Policy Benefit Interest Expense

$26.9M+4.3%

AFLDisability — Interest accrual

$25M+4.2%

PFGIndividual Disability — Liability For Future Policy Benefit Expected Net Premium Interest Income

-$27.4M-1.1%

GLOther — Interest accrual

$5.35M-5.0%

AFLDisability — Interest Expense

$7M0.0%

Questions, answered.

What is Unum's individual disability — interest accretion?

Unum (UNM) reported individual disability — interest accretion of $13.1M in Q1 2026.

How has Unum's individual disability — interest accretion changed year-over-year?

Unum's individual disability — interest accretion increased by 0.8% year-over-year, from $13M to $13.1M.

What is the long-term trend for Unum's individual disability — interest accretion?

Over 4 years (2021 to 2025), Unum's individual disability — interest accretion has grown at a -4.1% compound annual growth rate (CAGR), from $57.9M to $48.9M.

What does individual disability — interest accretion mean?

The interest cost added to the disability liability balance as the expected payout date gets closer.

How do you interpret individual disability — interest accretion?

Higher accretion is expected as the total liability balance grows, reflecting the time-value of long-term obligations.

How does individual disability — interest accretion compare across companies?

Standard interest expense component for long-duration insurance contracts under accounting standards like LDTI.