Net Income

Net income applicable to common shareholders

U.S. Bancorp Net income applicable to common shareholders increased by 3.8% to $1.97B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 24.3%, from $1.58B to $1.97B. Over 4 years (FY 2021 to FY 2025), Net income applicable to common shareholders shows relatively stable performance with a -1.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementIncome Statement
SectionNet Income
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2025
Last reportedQ1 2026

How to read this metric

Higher values indicate more earnings available for reinvestment or distribution to common shareholders.

Detailed definition

The portion of net income that remains for common stockholders after accounting for preferred stock dividends. This is t...

Peer comparison

Standard metric for evaluating earnings available to common equity holders.

Metric ID: is_bac_net_income_applicable_to_common_shareholders

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.91B$1.93B$1.58B$1.47B$1.46B$1.72B$853.00M$1.59B$1.28B$1.41B$766.00M$1.21B$1.52B$1.60B$1.58B$1.60B$1.73B$1.89B$1.97B
QoQ Change+1.0%-18.2%-7.3%-0.1%+17.3%-50.3%+86.6%-19.5%+10.2%-45.8%+57.8%+25.6%+5.5%-1.2%+1.4%+8.1%+9.2%+3.8%
YoY Change-23.5%-11.2%-46.1%+8.6%-12.5%-17.8%-10.2%-24.1%+18.5%+13.4%+106.4%+32.6%+14.2%+18.2%+24.3%
Range$766.00M$1.97B
CAGR+0.6%
Avg YoY Growth+6.1%
Median YoY Growth+8.6%
Current Streak4 quarters growth

Frequently Asked Questions

What is U.S. Bancorp's net income applicable to common shareholders?
U.S. Bancorp (USB) reported net income applicable to common shareholders of $1.97B in Q4 2025.
How has U.S. Bancorp's net income applicable to common shareholders changed year-over-year?
U.S. Bancorp's net income applicable to common shareholders increased by 24.3% year-over-year, from $1.58B to $1.97B.
What is the long-term trend for U.S. Bancorp's net income applicable to common shareholders?
Over 4 years (2021 to 2025), U.S. Bancorp's net income applicable to common shareholders has grown at a -1.4% compound annual growth rate (CAGR), from $7.61B to $7.19B.
What does net income applicable to common shareholders mean?
The profit available to common stockholders after preferred dividends are paid.