Total noninterest income
U.S. Bancorp Total noninterest income decreased by 0.8% to $3.05B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.8%, from $2.83B to $3.05B. Over 4 years (FY 2021 to FY 2025), Total noninterest income shows an upward trend with a 3.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests strong growth in fee-based services or higher transaction volumes, while a decrease may indicate weakening customer engagement or competitive pricing pressure.
Detailed definition
This metric represents revenue generated from sources other than interest-bearing assets, such as card member fees, serv...
Peer comparison
Common across credit card issuers and payment processors as a primary revenue driver.
is_total_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.62B | $2.69B | $2.53B | $2.40B | $2.55B | $2.47B | $2.04B | $2.51B | $2.73B | $2.76B | $2.62B | $2.70B | $2.82B | $2.70B | $2.83B | $2.84B | $2.92B | $3.08B | $3.05B |
| QoQ Change | — | +2.8% | -5.9% | -5.4% | +6.3% | -3.1% | -17.3% | +22.7% | +8.7% | +1.4% | -5.2% | +3.1% | +4.3% | -4.2% | +5.0% | +0.1% | +3.1% | +5.3% | -0.8% |
| YoY Change | — | — | — | — | -2.7% | -8.3% | -19.4% | +4.6% | +7.0% | +11.9% | +28.2% | +7.7% | +3.3% | -2.4% | +8.1% | +5.0% | +3.9% | +14.1% | +7.8% |
Business Segments
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 |
|---|---|---|---|---|---|---|---|---|
| Wealth Corporate Commercial And Institutional Banking | $1.11B | $1.13B | $1.15B | $1.16B | $1.17B | $1.20B | $1.26B | $1.25B |
| Payment Services | $980.00M | $1.09B | $1.07B | $1.05B | $1.04B | $1.12B | $1.11B | $1.10B |
| Consumer And Business Banking | $423.00M | $413.00M | $401.00M | $369.00M | $407.00M | $406.00M | $436.00M | $376.00M |
| Treasury And Corporate Support | $184.00M | $177.00M | $79.00M | $254.00M | $226.00M | — | — | — |
| Total | $2.70B | $2.82B | $2.70B | $2.83B | $2.84B | $2.92B | $3.08B | $3.05B |
Consolidated Company, Corporate And Commercial Banking, Payments Services, Treasury And Corporate Support, Wealth Management And Investment Services were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Total noninterest income at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's total noninterest income?
- U.S. Bancorp (USB) reported total noninterest income of $3.05B in Q4 2025.
- How has U.S. Bancorp's total noninterest income changed year-over-year?
- U.S. Bancorp's total noninterest income increased by 7.8% year-over-year, from $2.83B to $3.05B.
- What is the long-term trend for U.S. Bancorp's total noninterest income?
- Over 4 years (2021 to 2025), U.S. Bancorp's total noninterest income has grown at a 3.8% compound annual growth rate (CAGR), from $10.23B to $11.89B.
- What does total noninterest income mean?
- Revenue earned from fees and services rather than interest on loans.