Business Segments · Noninterest income

Consumer And Business Banking — Noninterest income

U.S. Bancorp Consumer And Business Banking — Noninterest income decreased by 13.8% to $376.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.9%, from $369.00M to $376.00M. Over 4 years (FY 2021 to FY 2025), Consumer And Business Banking — Noninterest income shows a downward trend with a -10.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ3 2019
Last reportedQ4 2025

How to read this metric

Growth indicates successful diversification of revenue streams and strong customer engagement with non-lending services.

Detailed definition

Includes revenue streams from the segment that are not derived from interest, such as service charges on deposit account...

Peer comparison

Standard metric for retail banking segments; peers often refer to this as fee income.

Metric ID: usb_segment_consumer_and_business_banking_noninterest_income

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$646.00M$715.00M$523.00M$461.00M$395.00M$336.00M$364.00M$397.00M$426.00M$430.00M$409.00M$423.00M$413.00M$401.00M$369.00M$407.00M$406.00M$436.00M$376.00M
QoQ Change+10.7%-26.9%-11.9%-14.3%-14.9%+8.3%+9.1%+7.3%+0.9%-4.9%+3.4%-2.4%-2.9%-8.0%+10.3%-0.2%+7.4%-13.8%
YoY Change-38.9%-53.0%-30.4%-13.9%+7.8%+28.0%+12.4%+6.5%-3.1%-6.7%-9.8%-3.8%-1.7%+8.7%+1.9%
Range$336.00M$715.00M
CAGR-11.3%
Avg YoY Growth-6.4%
Median YoY Growth-3.1%

Frequently Asked Questions

What is U.S. Bancorp's consumer and business banking — noninterest income?
U.S. Bancorp (USB) reported consumer and business banking — noninterest income of $376.00M in Q4 2025.
How has U.S. Bancorp's consumer and business banking — noninterest income changed year-over-year?
U.S. Bancorp's consumer and business banking — noninterest income increased by 1.9% year-over-year, from $369.00M to $376.00M.
What is the long-term trend for U.S. Bancorp's consumer and business banking — noninterest income?
Over 4 years (2021 to 2025), U.S. Bancorp's consumer and business banking — noninterest income has grown at a -10.2% compound annual growth rate (CAGR), from $2.50B to $1.63B.
What does consumer and business banking — noninterest income mean?
Revenue earned from banking service fees and commissions rather than interest on loans.