Business Segments · Net Income Loss

Consumer And Small Business Banking — Net Income Loss

U.S. Bancorp Consumer And Small Business Banking — Net Income Loss decreased by 4.9% to $1.95B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 13.8%, from $1.71B to $1.95B. Over 4 years (FY 2021 to FY 2025), Consumer And Small Business Banking — Net Income Loss shows relatively stable performance with a -1.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2025
Last reportedQ1 2026
Rolls up toNet Income

How to read this metric

Higher net income indicates strong operational performance and effective cost management, whereas a decline may signal rising credit costs or margin compression.

Detailed definition

This represents the bottom-line profitability of the Consumer and Small Business Banking segment after accounting for al...

Peer comparison

Standard profitability metric for business segments across the banking industry.

Metric ID: usb_segment_consumer_and_small_business_banking_net_income_loss

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.98B$2.03B$1.67B$1.56B$1.53B$1.81B$925.00M$1.70B$1.36B$1.52B$847.00M$1.32B$1.60B$1.71B$1.66B$1.71B$1.82B$2.00B$2.05B$1.95B
QoQ Change+2.3%-17.5%-6.9%-1.7%+18.4%-49.0%+83.6%-19.8%+11.9%-44.4%+55.7%+21.5%+6.9%-3.0%+2.8%+6.2%+10.2%+2.2%-4.9%
YoY Change-22.8%-10.7%-44.7%+9.1%-11.1%-15.9%-8.4%-22.3%+17.8%+12.5%+96.3%+29.6%+13.2%+16.7%+23.0%+13.8%
Range$847.00M$2.05B
CAGR-0.4%
Avg YoY Growth+6.0%
Median YoY Growth+10.8%

Frequently Asked Questions

What is U.S. Bancorp's consumer and small business banking — net income loss?
U.S. Bancorp (USB) reported consumer and small business banking — net income loss of $1.95B in Q1 2026.
How has U.S. Bancorp's consumer and small business banking — net income loss changed year-over-year?
U.S. Bancorp's consumer and small business banking — net income loss increased by 13.8% year-over-year, from $1.71B to $1.95B.
What is the long-term trend for U.S. Bancorp's consumer and small business banking — net income loss?
Over 4 years (2021 to 2025), U.S. Bancorp's consumer and small business banking — net income loss has grown at a -1.3% compound annual growth rate (CAGR), from $7.96B to $7.57B.
What does consumer and small business banking — net income loss mean?
The final profit or loss generated by the consumer and small business banking division.