Consumer And Small Business Banking — Noninterest Expense
U.S. Bancorp Consumer And Small Business Banking — Noninterest Expense increased by 0.9% to $4.27B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.8%, from $4.23B to $4.27B. Over 4 years (FY 2021 to FY 2025), Consumer And Small Business Banking — Noninterest Expense shows an upward trend with a 5.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal investment in growth or technology, but sustained increases without revenue growth suggest declining operational efficiency.
Detailed definition
This represents the total operating costs incurred by the Consumer and Small Business Banking segment, excluding interes...
Peer comparison
Commonly analyzed alongside efficiency ratios at peer regional banks.
usb_segment_consumer_and_small_business_banking_noninterest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.39B | $3.43B | $3.53B | $3.50B | $3.72B | $3.64B | $4.04B | $4.56B | $4.57B | $4.53B | $5.22B | $4.46B | $4.21B | $4.20B | $4.31B | $4.23B | $4.18B | $4.20B | $4.23B | $4.27B |
| QoQ Change | — | +1.2% | +3.0% | -0.9% | +6.3% | -2.3% | +11.2% | +12.7% | +0.3% | -0.9% | +15.2% | -14.6% | -5.5% | -0.2% | +2.5% | -1.8% | -1.2% | +0.4% | +0.7% | +0.9% |
| YoY Change | — | — | — | — | +9.9% | +6.1% | +14.4% | +30.1% | +22.7% | +24.6% | +29.1% | -2.1% | -7.8% | -7.2% | -17.4% | -5.1% | -0.8% | -0.2% | -1.9% | +0.8% |
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and small business banking — noninterest expense?
- U.S. Bancorp (USB) reported consumer and small business banking — noninterest expense of $4.27B in Q1 2026.
- How has U.S. Bancorp's consumer and small business banking — noninterest expense changed year-over-year?
- U.S. Bancorp's consumer and small business banking — noninterest expense increased by 0.8% year-over-year, from $4.23B to $4.27B.
- What is the long-term trend for U.S. Bancorp's consumer and small business banking — noninterest expense?
- Over 4 years (2021 to 2025), U.S. Bancorp's consumer and small business banking — noninterest expense has grown at a 5.2% compound annual growth rate (CAGR), from $13.73B to $16.84B.
- What does consumer and small business banking — noninterest expense mean?
- The total operating costs required to run the consumer and small business banking business, excluding interest and credit-related costs.