Discontinued — last reported Q1 '26
Business Segments · Noninterest Expense
Consumer Banking — Noninterest Expense
Capital One Financial Consumer Banking — Noninterest Expense increased by 2.9% to $2.00B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 26.4%, from $1.58B to $2.00B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2016
Last reportedQ1 2026
How to read this metric
A decrease relative to revenue indicates improved operating efficiency, while a significant increase may signal heavy investment or rising overhead costs.
Detailed definition
This captures all operating costs associated with the Consumer Banking segment, including personnel, technology, marketi...
Peer comparison
Comparable to non-interest expense or operating expenses in retail banking divisions of peer banks.
Metric ID:
cof_segment_consumer_banking_noninterest_expenseHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.12B | $1.19B | $1.24B | $1.29B | $1.34B | $1.28B | $1.23B | $1.26B | $1.25B | $1.25B | $1.33B | $1.58B | $1.71B | $1.94B | $2.00B |
| QoQ Change | — | +5.6% | +4.2% | +4.0% | +4.2% | -4.3% | -4.1% | +2.5% | -1.3% | +0.3% | +6.5% | +18.8% | +8.3% | +13.3% | +2.9% |
| YoY Change | — | — | — | +14.5% | +13.0% | +3.8% | -4.3% | -5.8% | -2.9% | +1.5% | +5.5% | +26.9% | +37.0% | +45.8% | +26.4% |
Range$1.12B – $2.00B
CAGR+17.9%
Avg YoY Growth+13.5%
Median YoY Growth+9.2%
Current Streak6 quarters growth
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Frequently Asked Questions
- What is Capital One Financial's consumer banking — noninterest expense?
- Capital One Financial (COF) reported consumer banking — noninterest expense of $2.00B in Q1 2026.
- How has Capital One Financial's consumer banking — noninterest expense changed year-over-year?
- Capital One Financial's consumer banking — noninterest expense increased by 26.4% year-over-year, from $1.58B to $2.00B.
- What does consumer banking — noninterest expense mean?
- The total operating costs required to run the consumer banking business.