Payment Services — Net interest income (taxable-equivalent basis)
U.S. Bancorp Payment Services — Net interest income (taxable-equivalent basis) increased by 1.8% to $795.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.2%, from $696.00M to $795.00M. Over 3 years (FY 2022 to FY 2025), Payment Services — Net interest income (taxable-equivalent basis) shows an upward trend with a 6.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates improved net interest margins or growth in the segment's interest-earning asset base.
Detailed definition
The difference between interest earned on payment-related credit products and interest paid on deposits, adjusted to a t...
Peer comparison
A core metric for all banking segments; comparable to net interest income reported by other payment-focused banking divisions.
usb_segment_payment_services_net_interest_income_taxable_equivalent_basisHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $626.00M | $626.00M | $626.00M | $626.00M | $655.00M | $623.00M | $663.00M | $761.00M | $735.00M | $673.00M | $727.00M | $696.00M | $742.00M | $730.00M | $781.00M | $795.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +4.6% | -4.9% | +6.4% | +14.8% | -3.4% | -8.4% | +8.0% | -4.3% | +6.6% | -1.6% | +7.0% | +1.8% |
| YoY Change | — | — | — | — | +4.6% | -0.5% | +5.9% | +21.6% | +12.2% | +8.0% | +9.7% | -8.5% | +1.0% | +8.5% | +7.4% | +14.2% |
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Frequently Asked Questions
- What is U.S. Bancorp's payment services — net interest income (taxable-equivalent basis)?
- U.S. Bancorp (USB) reported payment services — net interest income (taxable-equivalent basis) of $795.00M in Q4 2025.
- How has U.S. Bancorp's payment services — net interest income (taxable-equivalent basis) changed year-over-year?
- U.S. Bancorp's payment services — net interest income (taxable-equivalent basis) increased by 14.2% year-over-year, from $696.00M to $795.00M.
- What is the long-term trend for U.S. Bancorp's payment services — net interest income (taxable-equivalent basis)?
- Over 3 years (2022 to 2025), U.S. Bancorp's payment services — net interest income (taxable-equivalent basis) has grown at a 6.8% compound annual growth rate (CAGR), from $2.50B to $3.05B.
- What does payment services — net interest income (taxable-equivalent basis) mean?
- The profit generated from interest-earning assets in the payment services segment after accounting for interest expenses.