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USCB Financial Holdings, Inc. USCB Debt-to-assets

Debt-to-assets at other companies

JPMorgan ChaseJPM

0.1×0.0×

Bank of AmericaBAC

0.1×0.0×

Wells Fargo & CompanyWFC

0.1×-0.1×

PCB BancorpPCB

0×0.0×

RBB BancorpRBB

0×0.0×

BSR

Sierra BancorpBSRR

0×0.0×

Other financials

Income statement

Revenue$26.2M+14.7%

Net income$9.4M+22.1%

EPS (diluted)$0.51+34.2%

Balance sheet

Cash & equivalents$79.0M-19.4%

Total debt$4.8M-38.3%

Total equity$223.2M-0.8%

Total assets$2.8B+6.3%

Cash flow

Operating cash flow$15.3M+4.4%

CapEx$320.0K+596%

Free cash flow$15.0M+2.6%

Valuation

Market cap$363.27M+13.5%

Enterprise value$289.06M+25.8%

P/E13.1×+1.5×

P/S3.9×+0.2×

Profitability

Net margin29.7%-1.8pp

FCF margin55.3%—

Returns & leverage

Return on equity12.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Calculated from USCB Financial Holdings, Inc.’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s debt-to-assets?: USCB Financial Holdings, Inc. (USCB) reported debt-to-assets of 0× in Q1 2026.
How has USCB Financial Holdings, Inc.'s debt-to-assets changed year-over-year?: USCB Financial Holdings, Inc.'s debt-to-assets decreased by 41.4% year-over-year, from 0× to 0×.
What is the long-term trend for USCB Financial Holdings, Inc.'s debt-to-assets?: Over 5 years (2020 to 2025), USCB Financial Holdings, Inc.'s debt-to-assets has grown at a -27.1% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.