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USCB Financial Holdings, Inc. USCB Allowance for Credit Losses on Held-to-Maturity Securities

Allowance for Credit Losses on Held-to-Maturity Securities at other companies

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Great Southern BancorpGSBC
-$570K-78.1%
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Five Star BancorpFSBC

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLoss.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s allowance for credit losses on held-to-maturity securities?
USCB Financial Holdings, Inc. (USCB) reported allowance for credit losses on held-to-maturity securities of $0 in Q1 2026.
How has USCB Financial Holdings, Inc.'s allowance for credit losses on held-to-maturity securities changed year-over-year?
USCB Financial Holdings, Inc.'s allowance for credit losses on held-to-maturity securities decreased by 100.0% year-over-year, from $5K to $0.
What does allowance for credit losses on held-to-maturity securities mean?
This is a contra-asset account representing the estimated credit losses expected over the life of held-to-maturity debt securities. It reflects management's assessment of credit risk within the investment portfolio based on current conditions and reasonable forecasts. An increase in this allowance typically signals heightened credit risk or deteriorating economic outlooks for the underlying issuers.