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USCB Financial Holdings, Inc. USCB Income Tax Reconciliation Nondeductible Expense Bank Owned Life Insurance

Income Tax Reconciliation Nondeductible Expense Bank Owned Life Insurance at other companies

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Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept uscb:IncomeTaxReconciliationNondeductibleExpenseBankOwnedLifeInsurance.

The official record: USCB Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s income tax reconciliation nondeductible expense bank owned life insurance?
USCB Financial Holdings, Inc. (USCB) reported income tax reconciliation nondeductible expense bank owned life insurance of -$123.75K in Q4 2025.
How has USCB Financial Holdings, Inc.'s income tax reconciliation nondeductible expense bank owned life insurance changed year-over-year?
USCB Financial Holdings, Inc.'s income tax reconciliation nondeductible expense bank owned life insurance decreased by 15.7% year-over-year, from -$107K to -$123.75K.
What does income tax reconciliation nondeductible expense bank owned life insurance mean?
Identifies the tax reconciliation adjustment related to nondeductible expenses associated with Bank Owned Life Insurance (BOLI). This highlights how specific corporate-owned insurance products impact the company's tax position.