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USCB Financial Holdings, Inc. USCB Notes Receivable Gross Including Deferred Costs

Notes Receivable Gross Including Deferred Costs at other companies

Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$6.43B+11.9%
Southern First Bancshares logo
Southern First BancsharesSFST
$909K-16.4%
Paccar logo
PaccarPCAR
$19.38B-1.0%
BancFirst Corporation logo
BancFirst CorporationBANF
$106.09M+9.7%
Newmark Group, Inc. logo
Newmark Group, Inc.NMRK
$900.34M+3.9%
Southern First Bancshares logo
Southern First BancsharesSFST
$1.71M-75.4%

Other financials

Income statement

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Revenue$26.2M+14.7%
Net income$9.4M+22.1%
EPS (diluted)$0.51+34.2%

Balance sheet

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Cash & equivalents$79.0M-19.4%
Total debt$4.8M-38.3%
Total equity$223.2M-0.8%
Total assets$2.8B+6.3%

Cash flow

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Operating cash flow$15.3M+4.4%
CapEx$320.0K+596%
Free cash flow$15.0M+2.6%

Valuation

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Market cap$363.27M+13.5%
Enterprise value$289.06M+25.8%
P/E13.1×+1.5×
P/S3.9×+0.2×

Profitability

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Net margin29.7%-1.8pp
FCF margin55.3%

Returns & leverage

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Return on equity12.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by USCB Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept uscb:NotesReceivableGrossIncludingDeferredCosts.

The official record: USCB Financial Holdings, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is USCB Financial Holdings, Inc.'s notes receivable gross including deferred costs?
USCB Financial Holdings, Inc. (USCB) reported notes receivable gross including deferred costs of $2.24B in Q1 2026.
How has USCB Financial Holdings, Inc.'s notes receivable gross including deferred costs changed year-over-year?
USCB Financial Holdings, Inc.'s notes receivable gross including deferred costs increased by 10.1% year-over-year, from $2.04B to $2.24B.
What is the long-term trend for USCB Financial Holdings, Inc.'s notes receivable gross including deferred costs?
Over 3 years (2022 to 2025), USCB Financial Holdings, Inc.'s notes receivable gross including deferred costs has grown at a 13.2% compound annual growth rate (CAGR), from $1.51B to $2.19B.
What does notes receivable gross including deferred costs mean?
This metric captures the total principal amount of notes receivable, inclusive of any deferred origination costs or fees, before the deduction of any allowance for credit losses. It represents the gross carrying value of the bank's lending assets. This figure is essential for evaluating the total scale of the bank's credit-based assets.