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Univest Financial Corporation UVSP Q4 2024 Annual earnings

Reported January 22, 2025 · After market close

Revenue$76.8MBeat by $3.4M
EPS$0.65Beat by $0.08
Revenue estimate$73.5M
EPS estimate$0.57

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$90.4M
EPS estimate$0.95

Financials

Q4 2024

Income statement

See full
Revenue$76.8M+7.6%
Net income$18.9M+16.5%
EPS (diluted)$0.64+16.4%

Balance sheet

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Cash & equivalents$328.8M+31.6%
Total debt$267.7M-23.8%
Total equity$887.3M+5.7%
Total assets$8.1B+4.5%

Cash flow

See full
Operating cash flow$28.0M+0.6%
CapEx$637.0K-57.6%
Free cash flow$27.4M+3.9%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$857.06M+31.9%
Enterprise value$795.88M+5.9%
P/E11.3×+2.1×
P/S2.9×+0.7×

Profitability

See full
Net margin25.4%+1.4pp
FCF margin25.5%-2.5pp

Returns & leverage

See full
Return on equity8.8%0.0pp
Debt / equity0.3×-0.1×

Segments

By product

See full
Investment advisory commission and fee income$5.5M+19.6%
Other service fee income$3.5M+17.1%
Trust fee income$2.3M+16.6%
Service charges on deposit accounts$2.2M+11.8%

By segment

See full
Banking1$254.0M+107,529%
Wealth Management$31.3M+27,310%
Insurance$22.8M+18,977%

Versus estimates

Revenue

Q2 2026$84.4MMiss by $2.3MQ1 2026$87.5MBeat by $3.1MQ4 2025$84.6MBeat by $2.0MQ3 2025$83.2MBeat by $1.5MQ2 2025$81.0MMiss by $58.0KQ1 2025$79.2MBeat by $2.5M

Diluted EPS

Q2 2026$0.82Miss by $0.05Q1 2026$0.96Beat by $0.12Q4 2025$0.79Beat by $0.01Q3 2025$0.89Beat by $0.18Q2 2025$0.69Miss by $0.02Q1 2025$0.77Beat by $0.13

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Questions, answered.

When did Univest Financial Corporation report Q4 2024 earnings?
Univest Financial Corporation (UVSP) reported Q4 2024 earnings on January 22, 2025 after market close.
What were Univest Financial Corporation's Q4 2024 revenue and EPS?
Univest Financial Corporation reported revenue of $76.8M and eps of $0.65 for Q4 2024.
Did Univest Financial Corporation beat estimates in Q4 2024?
Revenue beat the consensus estimate of $73.5M by $3.4M. EPS beat the consensus estimate of $0.57 by $0.08.
Where can I find Univest Financial Corporation's Q4 2024 SEC filings?
You can read the 10-K periodic report (0000102212-25-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.