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Univest Financial Corporation UVSP Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$224.4M+2.9%
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$53.66M+27.1%
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$98.24M+9.4%
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$49.75M+13.2%
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$56.47M+18.4%
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$274.74M+19.0%

Other financials

Income statement

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Revenue$87.5M+10.4%
Net income$27.1M+21.0%
EPS (diluted)$0.96+24.7%

Balance sheet

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Cash & equivalents$222.4M+31.5%
Total debt$78.9M-41.2%
Total equity$952.0M+5.4%
Total assets$8.1B+2.1%

Cash flow

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Operating cash flow$22.1M+41.9%
CapEx$578.0K-70.3%
Free cash flow$21.6M+57.9%

Valuation

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Market cap$1.21B+44.3%
Enterprise value$1.06B+32.8%
P/E12.7×+1.9×
P/S3.6×+0.8×

Profitability

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Net margin28.4%+2.5pp
FCF margin31.2%+4.8pp

Returns & leverage

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Return on equity10.3%+1.4pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Univest Financial Corporation’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Univest Financial Corporation's net interest income (after provisions)?
Univest Financial Corporation (UVSP) reported net interest income (after provisions) of $62.06M in Q1 2026.
How has Univest Financial Corporation's net interest income (after provisions) changed year-over-year?
Univest Financial Corporation's net interest income (after provisions) increased by 13.9% year-over-year, from $54.47M to $62.06M.
What is the long-term trend for Univest Financial Corporation's net interest income (after provisions)?
Over 4 years (2021 to 2025), Univest Financial Corporation's net interest income (after provisions) has grown at a 3.6% compound annual growth rate (CAGR), from $198.52M to $228.53M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which represents the bank's estimate of potential future loan defaults. This metric provides a more accurate view of the bank's net earnings power after accounting for the inherent risk in the loan portfolio. It is a key indicator of credit quality and risk-adjusted profitability.