Skip to content

Univest Financial Corporation UVSP Interest Expense Savings Deposits

Interest Expense Savings Deposits at other companies

Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$30.4M-12.9%
First BanCorp logo
First BanCorpFBP
$7.06M-2.7%
WesBanco logo
WesBancoWSBC
$10.12M+37.5%
Univest Financial Corporation logo
Univest Financial CorporationUVSP
$1.01M+14.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$166.5K-7.9%
Trustco Bank Corp logo
Trustco Bank CorpTRST
$675K-8.0%

Other financials

Income statement

See full
Revenue$87.5M+10.4%
Net income$27.1M+21.0%
EPS (diluted)$0.96+24.7%

Balance sheet

See full
Cash & equivalents$222.4M+31.5%
Total debt$78.9M-41.2%
Total equity$952.0M+5.4%
Total assets$8.1B+2.1%

Cash flow

See full
Operating cash flow$22.1M+41.9%
CapEx$578.0K-70.3%
Free cash flow$21.6M+57.9%

Valuation

See full
Market cap$1.21B+44.3%
Enterprise value$1.06B+32.8%
P/E12.7×+1.9×
P/S3.6×+0.8×

Profitability

See full
Net margin28.4%+2.5pp
FCF margin31.2%+4.8pp

Returns & leverage

See full
Return on equity10.3%+1.4pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSavingsDeposits.

The official record: Univest Financial Corporation’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Univest Financial Corporation's interest expense savings deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Univest Financial Corporation's interest expense savings deposits?
Univest Financial Corporation (UVSP) reported interest expense savings deposits of $1.01M in Q4 2025.
How has Univest Financial Corporation's interest expense savings deposits changed year-over-year?
Univest Financial Corporation's interest expense savings deposits increased by 14.0% year-over-year, from $882.25K to $1.01M.
What is the long-term trend for Univest Financial Corporation's interest expense savings deposits?
Over 4 years (2021 to 2025), Univest Financial Corporation's interest expense savings deposits has grown at a 37.9% compound annual growth rate (CAGR), from $1.11M to $4.02M.
What does interest expense savings deposits mean?
The interest expense paid on traditional savings account balances held by customers. It serves as a measure of the cost of retail funding and the bank's deposit beta sensitivity. Lower costs in this category generally indicate a stable and loyal retail deposit base.