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UWM Holdings UWMC Direct loan production costs

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$7.73M+209%
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$3.55M+31.6%

Other financials

Income statement

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Revenue$901.4M+47.0%
Net income$25.3M+285%
EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%
Total debt$3.1B+6.7%
Total equity$1.6B-2.1%
Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$19.1M+7.3%
Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%
Enterprise value$3.4B+5.0%
P/E10.8×
P/S0.2×-0.1×

Profitability

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Operating margin-0.1%
Net margin1.9%+1.7pp
FCF margin-129.4%

Returns & leverage

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Return on equity4.1%+3.8pp
Debt / equity1.9×+0.2×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept uwmc:DirectLoanProductionCosts.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's direct loan production costs?
UWM Holdings (UWMC) reported direct loan production costs of $60.51M in Q1 2026.
How has UWM Holdings's direct loan production costs changed year-over-year?
UWM Holdings's direct loan production costs increased by 40.3% year-over-year, from $43.13M to $60.51M.
What is the long-term trend for UWM Holdings's direct loan production costs?
Over 4 years (2021 to 2025), UWM Holdings's direct loan production costs has grown at a 30.1% compound annual growth rate (CAGR), from $72.95M to $208.81M.
What does direct loan production costs mean?
These are the variable costs directly attributable to the origination and closing of mortgage loans, such as appraisal fees, credit report costs, and document preparation fees. Monitoring this metric helps assess the efficiency of the loan production process relative to origination volume.